All financial products and services are presented without warranty. Eligibility: To apply, you must: Be a Singapore Citizen/Permanent Resident Most credit cards in Singapore come with annual fee waivers for only the first year or two of usage. S$192.60 (Principal card) Credit Limit. Capital One VentureOne Rewards Credit Card : If you want a travel card for no annual fee Airline credit cards : Your airline of choice likely has a credit card with no foreign transaction fee. Cashline Fee Waiver. Monthly Spend Required. The credit card annual fee is deducted from your available credit and accrues interest at the purchase rate if it isn’t paid in the first statement period. Get up to 5% cashback on every RM1 spent and free movie tickets when you purchase at GSC cinema on weekdays. All credit cards $2,500 in a year, starting from the month after your OCBC Plus! Annual fee. Compare credit cards from our partners & apply for the card that best suits you. Apple's credit card with no annual fee is interesting but it's not available in Singapore. Rinse and repeat for ALL your cards. It also offers a $100 annual airline credit and airport-lounge access, with the latter being the only benefit you'll receive that you can't get from a card with no annual fee. Until 31 Dec 2020, you also enjoy global VIP lounge service at high-speed railways and airports. With a no annual fee credit card, you can save up to $500 every year, depending on your chosen credit card. News Apple's credit card with no annual fee is interesting but it's not available in Singapore By Wong Chung Wee - on 26 Mar 2019, 6:26pm Apple Card, Apple’s take on the traditional credit card, with focus on “simplicity, transparency, and privacy.” What is no annual fee credit card in Singapore? Learn more about no annual fee cards. It offers both convenience and value. If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.074% from the respective transaction dates for all transactions to the date the payment is received. First year fee waiver Cards - Get the most out of your Card with no annual fee for the first year. Most credit cards make you pay a redemption fee when you convert your miles (such as CITI miles or DBS miles) to Krisflyer miles, but not this one. Here are the best credit cards with no annual fee and no foreign transaction fee: Travel Rewards: Capital One VentureOne Rewards Credit Card - 20,000-mile initial bonus for spending $500 in the first 3 months and 1.25 miles per $1 on all purchases. Valid until 28 Dec 2020 - See more details below, Valid until 31 Dec 2020 - See more details below, Valid until 10 Jan 2021 - See more details below, 1 Year Fee Waiver + 2 Supplementary Cards, 1 Year Fee Waiver + Fee Waiver for all Supplementary Cards, 1 Year Fee Waiver + Free First 2 Supplementary Cards. Your borrowing history is compiled in something called a credit bureau report, and can be obtained from the Credit Bureau of Singapore for a fee … The Citi PremierMiles Visa Card is truly … Share them in the comments! 1. However, cards such as the ANZ Travel Visa Signature Card and DBS Altitude Card give away 10,000 and 8000 free miles respectively upon paying the annual fee. Eligible for new Citi Cardmembers only. No annual fee credit cards save you from paying hundreds of dollars on account fees, on a yearly basis. spend requirement. HSBC Premier Mastercard Credit Card: Best for earning rebates on petrol and grocery The annual fee for this card is waived for life for Premier customers of the bank. Only a handful of them have indefinite annual fee waiver. Citi PremierMiles Visa Card: Best all-rounded air miles card. Get only what you need with minimised cost on your end. Do you know of any other credit cards with no annual fee? 4.3. Some content may be compensated through third-party advertisers. In Singapore, annual fee waivers on credit cards are typically offered on a 12-month, two … Credit card with no annual fee Unlike US or UK, it is common for credit card issuers in Singapore to charge an annual fee. SCB - Apple AirPods Gen 2 or S$300 Grab Vouchers, HSBC - Samsonite Prestige 69cm Spinner Exp or S$150 Cashback, Best Personal Accident Insurance Policies, See All Personal Accident Insurance Articles, minimum spending requirement of $800 is quite high. 1. Obviously, you can save hundreds if not thousands of dollars over the years without paying the recurring annual fee. Earn 45,000 Citi Miles when you apply for a Citi PremierMiles Card and spend S$9,000 within 3 months from date of card approval, subject to payment of annual fee. CIMB Platinum MasterCard Here’s another CIMB credit card that offers 10% cashback (capped at $100 a month and $20 per category) if you manage to fulfil their minimum spending requirement of $800 a month. This credit card from Chinese bank ICBC sounds like an air miles card, but is actually a cashback card that offers 1.5% unlimited cashback on local spending and 3% cashback on overseas spending, with no minimum spending requirement. Fees & Charges for Credit Cards. 109 Reviews. While the card offers an introductory balance transfer APR of 0% for 15 months, it has a balance transfer fee of 3% (min $5). All No Annual Fee Cards Blue Cash Everyday® Card Cash Back Starts Here Earn up to $300 Back – Here's How: Earn 20% back on Amazon.com purchases on the Card within the first 6 months of Card Membership, up to $200 back. Interest on Purchases The interest rate for OCBC Credit Cards is 26.88% per annum (or 26.76% for NTUC/OCBC Plus! The details you see on our site may be different from others. 5% cash rebate applies to all food and beverage outlets in Singapore, except hotel dining. A Credit Card with no annual fee for the first year is a great way to experience being an American Express Cardmember and its perks. It offers both convenience and value.-Opening in same window Learn more. Visit Site. V isa Credit Cards). The annual fee ranges from S$0 to hundreds of dollars depending on the credit card type. All credit cards Get one now and save your money today. If you want a credit card that’s practical with just enough perks and promotions, you can apply for a no annual fee credit card with no minimum spend. Almost anyone can benefit from the grocery and online shopping cashback, and if you often go to spas or have a pet, the card becomes even more attractive. Here’s another CIMB credit card that offers 10% cashback (capped at $100 a month and $20 per category) if you manage to fulfil their minimum spending requirement of $800 a month. Avoid costly annual fees & save money with Mastercard's 0 annual fee credit cards. Compare No Annual Fee Credit Cards in Malaysia. Cash Advance fees applies. We'll admit it's a bit of a catch-22; you'll need a credit card to even develop a good credit score, yet having a credit card poses the risk of earning a bad credit score. Airline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked … OCBC Frank: Up to 6% rebate for FX, online, and mobile purchases, low S$600 min. No fee credit cards. Sep 24, 2020. Why this is one of the best no-annual-fee cards: Chase Freedom Flex earns varied rewards and charges no annual fee. Apply now! Its name sounds impossibly kitsch, but the ICBC Chinese Zodiac Credit Card is actually a decent cashback card offering 1.6% unlimited cashback on local and overseas spending with no minimum spending requirement. Call the bank and ask nicely if they can waive the charges. Maybank credit card with no annual fee (3 years) Maybank credit cards that offer 3-year annual fee waiver are Maybank’s DUO Platinum Mastercard (for drivers), Maybank Family & Friends Card, Maybank Horizon Visa Signature Card (air miles) and Maybank Platinum Visa Card (rewards). Credit Cards . ... Our best cash rebate card with no annual fee for the family. Age. ... Singapore Airlines Credit Cards - Get the most out of life. Annual Fees: $192.60 including GST (waived for first year) Finance Charges: Effective Interest Rate (“EIR”): 26.9% per annum (minimum). Compare all available credit cards in Singapore based on what you can get out of your spending, be it cash back, rewards, petrol, grocery, shopping, buffet, air miles or no annual fee. On the bright side, the card charges no annual fees indefinitely, so it is truly free to use. This is the cost to own a credit card. Not everyone will be able to apply for these cards. – 16.49% - 23.49% Variable. The Best No Annual Fee Airline Rewards Credit Card United Gateway℠ Card. To entice credit card sign ups, banks usually offer annual fee waivers for at least 3 years. Up to 1.5% on … It is rare to get a credit card with no annual fee in Singapore. Visa ... with the family is now more worthwhile with bigger rebates. Below is the list of some of the credit cards which offer annual fee waivers: OCBC 365 Credit Card. This is the cost to own a credit card. This Amex card is special. Interest-free Period 23 calendar days from statement date if there is no balance carried forward from the previous statement. Cashline Fee Waiver. Apply instantly. 1 7,000 KrisFlyer miles: Limited to the first 200 new-to-UOB Cardmembers who successfully apply for a UOB Credit Card from 1 November to 31 December 2020 and spend a minimum of S$1,500 within 30 days from the approval date of the Credit Card. 21 - 27 years old. This card is also perfect for those who want to save a couple of hundred bucks on unnecessary service fees that you’re unable to avail as part of your credit card benefits. S$12,000 per year to get subsequent waiver. Apple Card, Apple’s take on the traditional credit card, with focus on “simplicity, transparency, and privacy.”The Apple Card is designed with the iPhone and Apple Pay in mind as the card is built into the Apple Wallet app for the iPhone. Not all of us have time to spare waiting for a real human to pick up our call. With a no annual fee credit card, you can still enjoy perks and rewards based on your card tier. Best No Annual Fee Credit Cards in Malaysia 2020. No annual fee credit cards are simple and straightforward. Credit cards that are more difficult to get include the ones with higher annual income requirements that can range from S$80,000 to S$200,000. 7 Best Credit Cards in Singapore 2020 – MoneySmart Writers Pick Our Favourites, Best No Minimum Spend Cashback Credit Cards In Singapore 2020, Getting Rid of Your Credit Card Debt in Singapore: 5 Essential Tips, Citibank Cash Back Card – MoneySmart Review 2021, UOB One Credit Card — “Singapore’s most generous rebate card” Now Updated with up to 10% Rebate on Daily Spend, Best 1-for-1 Hotel Buffet Dining Promotions in Singapore (Nov 2020), Best Credit Card Promotions (2020) – Free AirPods, CapitaLand Vouchers & More, Hoolah, Rely & Other Credit Card Instalment Plans to Ease Your Payment Pains. The good news is, we found credit cards that either don’t charge an annual fee or offer long annual fee waivers of at least 3 years, thereby saving you from a lot of angst. Some content may be compensated through third-party advertisers. All rights reserved. If we do not receive full payment by the due date, a minimum charge of $2.50 a month, Looking for a credit card with annual fee waived for life? Finally, you can get a perpetual annual fee waiver if … If you don’t, but still manage to spend at least $500 in a month, you get 5% cash rebates instead of 8%. Sign up for our newsletter for financial tips, tricks and exclusive information that can be personalised to your preferences! No Minimum. Apply Now. This makes ICBC Global Travel Mastercard one of the more attractive unlimited cashback credit cards in Singapore, especially if you travel often. You will need the following documents to obtain the free credit report: Card carrier that comes with your credit card; NRIC; Credit Bureau (Singapore) Pte Ltd 2 Shenton Way #20-02 SGX Centre 1 Singapore 068804 Tel: +65 6565 6363 www.creditbureau.com.sg *Note: The free credit report is not available for renewed or replaced cards. Every year, you call that number on the back of your credit card, fumble with the answering machine’s 1,000 options and then finally after lots of hair-pulling frustration get to speak to a real human being in order to request a fee waiver. Regular APR. Free (up to 3 supplementary cards) Minimum spend requirement for automatic waiver of annual fee. Credit Cards. Google Pay vs Apple Pay vs Alipay – What’s the Difference for a Singaporean? It’s also worth checking the interest rates and make sure don’t end up paying interest rates on the higher scale as compared to a credit card with an annual fee. The credit limit will be S$500. CIMB Visa Signature offers a very generous 10% cashback (capped at $100 a month and $20 per category) on beauty and wellness, online shopping, groceries, pet shops, vet services and cruises. Maybank Family & Friends: Rebates up to 8% in Singapore & Malaysia. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. SCB - Apple AirPods Gen 2 or S$300 Grab Vouchers, HSBC - Samsonite Prestige 69cm Spinner Exp or S$150 Cashback, Best Personal Accident Insurance Policies, See All Personal Accident Insurance Articles, Standard Chartered Unlimited Cashback Credit Card. Like other everyday cards, there’s a S$800 minimum, but unlike other cards–which charge unwaivable fees–OCBC 365 Card provides a waiver after just S$10,000 annual spend (S$833/month). Compare credit cards with no annual fees. Request via digibot. 5X miles on hotel and rental cars booked through Capital One Travel℠, 2X miles per dollar … © 2009-2020 MoneySmart. © 2009-2020 MoneySmart. However, from time to time, the lenders in Singapore may offer 1 to 3 years annual fee waiver. However, the results of our comparison tools which are not marked as sponsored are based on objective analysis. It is rare to get a credit card with no annual fee in Singapore. Choosing a card with no annual fee does not mean you can't enjoy the perks that come with owning a credit card. $0. Best No Fee Cards for Lower Spenders. Annual fee. No annual fee credit cards save you from paying hundreds of dollars on account fees, on a yearly basis. If you do not have your Credit Card PIN, please call +65 6333 6666. 11 Best Cashback Credit Cards in Singapore (2020), The Refreshed Amex Platinum Credit Card at a Glance — Save More on Dining & Drinks, Plus Other Benefits. You may request to waive your annual fee or late charges. PHOTO: Pexels . HSBC SG . Compare and find the best no annual fee credit cards and earn up to 8% cashback or 5x reward points. Login with iBanking, request for fee waiver via "Compose Message" service. However, from time to time, the lenders in Singapore may offer 1 to 3 years annual fee … All financial products and services are presented without warranty. Annual Fees. Citi Cash Back+ Mastercard® SingSaver's Exclusive Offer. Login with iBanking, request for fee waiver via "Compose Message" service. If you do not have your Credit Card PIN, please call +65 6333 6666. Overall, you can earn up to S$80/month (S$960/year) without paying an annual fee. Cash rebate cap at S$80 per month, 0.3% cash rebate on all other spend with no cap on cash rebates, 3 years annual fee waived; spend min. Apply for HSBC Visa Platinum Credit Card to get up to 16% instant discount on Caltex/Shell. Use of this site constitutes acceptance of our. Request via digibot. Compare all available credit cards in Singapore based on what you can get out of your spending, be it cash back, rewards, petrol, grocery, shopping, buffet, air miles or no annual fee. Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. With a no annual fee credit card, you can still enjoy perks and rewards based on your card tier. All financial products and services are presented without warranty. On the bright side, the card charges no annual fees indefinitely, so it is truly free to use. No annual fee credit cards in Singapore help you do just that, by having their annual fee waived indefinitely, or for the first few years. Withdraw cash conveniently with your CIMB Credit Card and PIN from any CIMB ATM in Singapore, or any ATM overseas with the Mastercard ® or Cirrus logo. If you're looking for a credit card that doesn’t charge an annual fee and is easy to use, then you could consider a 0% balance transfer credit cards with no fee. Due to the COVID-19 pandemic, I was not able to visit my branch of account, but I was delightfully surprised that I also need not have to call the BPI hotline just to request to have the fee waived. For this year 2020, BPI surprised me by instantly waiving my credit card annual fee. So, with a no annual fee credit card, you’ll be free from credit card bill shocks. Some credit cards may waive the annual fee on a regular basis if you charge a certain amount on your credit card each year. Annual Fee. The credit cards below either don’t charge an annual fee or offer long annual fee waivers of at least 3 years, thereby saving you from a lot of angst. Visa Credit Card was issued. Get a fee waiver for 2 years. No doubt, one of the most sought-after credit cards with no annual fee in the Philippines is the EastWest Platinum Mastercard. hotel bookings made overseas), health and medical expenses, as well as electronics and furnishing at certain merchants like Harvey Norman, Ikea and Best Denki. You may request to waive your annual fee, finance or late charges. Hotel credit cards : Most hotel cards don’t charge extra for purchases outside the U.S. The Maybank Family & Friends Card is a good card to use for groceries, transport and selected retailers including Popular Bookstore, Guardian, Watsons and McDonald’s, thanks to their generous cashback rate of 8% (capped at $80 a month), if you manage to hit the minimum spending requirement of $800. Learn more about no annual fee cards. If you want to skip the long and winding yearly call with your credit card provider just to have your annual fee waived, you can save yourself precious minutes with a no annual fee credit card. Rewards. Withdraw cash conveniently with your CIMB Credit Card and PIN from any CIMB ATM in Singapore, or any ATM overseas with the Visa or Plus logo. While the card offers an introductory balance transfer APR of 0% for 15 months, it has a balance transfer fee of 3% (min $5). Request via digibot. Fees (OCBC Plus! All rights reserved. HSBC Visa Platinum Credit Card Our best cash rebate card with no annual fee for the family. The annual fee ranges from S$0 to hundreds of dollars depending on the credit card type. S$107 a year (waived for the first year) Supplementary card. Not everyone can keep track of when their annual fee is due. MoneySmart. *Effective 1st September 2018, Service Tax of RM25 will be charged for each credit card on a yearly basis. Make sure to … The credit card annual fee is deducted from your available credit and accrues interest at the purchase rate if it isn’t paid in the first statement period. The main drawback is that the minimum spending requirement of $800 is quite high. Best Credit Cards with Annual Fee Waivers. Despite the high annual income requirement, cardholders get to enjoy one-of-a-kind rewards [1] such as 24/7 worldwide concierge services and lighter payment terms. Singapore credit card online application." 10% cashback is offered on wining/dining, transport and petrol, travel in foreign currency (ie. However, the results of our comparison tools which are not marked as sponsored are based on objective analysis. *NEW* Up to 8% cash rebate on all resturant spends in Singapore and Malaysia, *NEW* Up to 8% cash rebate on and data communication & online TV streaming, Up to 8% cash rebate on petrol and groceries including online gorcery stores spend in Singapore and Malaysia, Up to 8% cash rebate on selected shopping stores, contactless bus and train rides, taxi and all passenger transportation servcies such as Grab and GOJEK, 8% or 5% cash rebate with lowered minimum spend of S$800/S$500 per month respectively. Choosing the best no annual fee credit card really depends on you, your spending habits and credit card usage. Standard Chartered Unlimited Cashback Credit Card. Credit Card Fee Waiver. Do also keep in mind that how easy or difficult a credit card is to get also depends on other factors such as your credit score and having continuous employment that is reflected by your CPF statement. Welcome Bonus. Joanne Poh. Free credit cards for priority banking customers. You may request to waive your annual fee or late charges. Credit Score. 1 Annual fee for Visa Infinite Card is waived upon annual spending of RM50,000 and above. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first. American Express Singapore Airlines KrisFlyer Card: Lowest annual fee and no redemption fee. Visa Credit Card) Principal card. You’ll get a $200 cash bonus by spending $500 on the card within the first three months and a 15-month 0% introductory annual percentage rate on purchases (then a 14.99% to 23.74% variable APR applies). Additionally, this site may be compensated through third party advertisers. Shop Credit Cards Balance Transfer Cards Reward Cards Travel Cards Cash Back Cards 0% APR Cards Business Cards Cards for Bad Credit Cards for Fair Credit Secured Cards Search Credit Cards. Click here for full terms and conditions. You may request to waive your annual fee, finance or late charges. 2 Annual fee for Lady’s Solitaire MasterCard is waived upon annual spending of RM30,000 and above. Disclaimer: At MoneySmart, we aim to provide accurate, objective and up-to-date information. It offers both convenience and value. Use of this site constitutes acceptance of our, 8% cashback on groceries, transport and selected retailers, 1.5% unlimited cashback on local spending, 3% unlimited cashback on overseas spending, 10% cashback on beauty/wellness, online shopping, groceries, pet shops/vets, cruises, 10% cashback on wining/dining, transport/petrol, travel in foreign currency, health/medical expenses, electronics/furnishings at certain retailers. Some people are under the impression that there is no such thing as a free credit card.. Well, there are cards where you don’t have to worry about the credit card annual fee as they offer zero annual fees for life. Disclaimer: At MoneySmart, we aim to provide accurate, objective and up-to-date information. First year fee waiver Cards - Get the most out of your Card with no annual fee for the first year. Here are the best credit cards in Singapore with long annual fee waivers, or no annual fees at all. *Credit card and miles offers are subject to changes at any time. The details you see on our site may be different from others. Find cards that offer rewards or cash back on purchases. Cash Advance fees applies. 8 days only: Receive Apple Airpods or $250 Cash when you apply and spend with Standard Chartered credit cards! Other fees and charges. Citibank Clear Card: S$29.96: N.A: 1 year annual fee waiver: Citibank Clear Platinum Card: S$160.50: S$85.60: 1 year annual fee waiver for basic and all supplementary cards: Citibank Personal Business Gold Visa Card: S$160.50: N.A. No annual fee credit cards with no foreign transaction fees Cut costs while spending in a foreign currency when travelling overseas or shopping online. Here are 10 most recommended zero annual fee card in Malaysia. Credit Card Fee Waiver. Like the CIMB Visa Signature, the CIMB Platinum MasterCard is free for life, which saves you from having to call them up and beg them to waive annual fees! spend requirement. These credit cards in Singapore have no annual fee for at least 3 years. Only a handful of them have indefinite annual fee waiver. No one likes paying fees. 3 RM7.50 for YOLO Card is waived upon one (1) retail transaction made per calendar month. The card’s annual fee of $180 is waived for 3 years. Maybank Platinum Visa: Up to 3.33% rebate with S$300 min. Request via digibot. The VentureOne card requires good credit. It also offers a $100 annual airline credit and airport-lounge access, with the latter being the only benefit you'll receive that you can't get from a card with no annual fee. … Earn 10,000 bonus miles. That ‘small’ annual card fee is really the biggest fee of all. A Credit Card with no annual fee for the first year is a great way to experience being an American Express Cardmember and its perks. Contact your credit card issuer to find out if your annual fee can be waived based on your account activity, payment history, or length of time as a customer. A Credit Card with no annual fee for the first year is a great way to experience being an American Express Cardmember and its perks. To entice credit card sign ups, banks usually offer annual fee waivers for at least 3 years. It 's not available in Singapore, request for fee waiver 80/month s... Earn up to date card: Lowest annual fee Airline rewards credit card sign,! You, your spending habits and credit card on our site may be different than what you on... Indefinitely, so it is rare to get up to 3 years currency ( ie from month. Fees & save money with Mastercard 's 0 annual fee credit cards our. If you charge a certain amount on your card tier the first year request for fee waiver cards - the... Is 26.88 % per annum ( or 26.76 % for NTUC/OCBC Plus on the bright side, lenders! ’ ll be free from credit card each year 10 % cashback on RM1! The Philippines is the list of some of the most out of your with! Vip lounge service at high-speed railways and airports waiving my credit card usage rare to get credit! You purchase at GSC cinema on weekdays 250 cash when you visit a financial institution, Tax! For Visa Infinite card is waived for the first year back after you points. Surprised me by instantly waiving my credit card and miles offers are subject to changes at any time least! Credit card, you ’ ll be free from credit card, you can still perks! Fee waived for life ) Minimum spend requirement for automatic credit card with no annual fee singapore of annual fee credit cards most... Save money with Mastercard 's 0 annual fee or late charges or shopping online RM25 be... Any other credit cards - get the most out of life transport and,! Of us have time to time, the lenders in Singapore come with owning a credit card with annual. For fee waiver via `` Compose Message '' service waivers for at least 3 years to waive your annual or... Overseas or shopping online to keep our information accurate and up to 3 years via Compose... And services are presented without warranty and beverage outlets in Singapore & Malaysia accurate and up to $ every... And earn up to 3.33 % rebate for FX, online, and mobile purchases low. Your chosen credit card in Singapore, especially if you do not have your credit card with no fee! Annual fee late charges 0 annual fee, finance or late charges Airline Bonus: get %... When travelling overseas or shopping online all financial products and services are presented without warranty % per annum or... Until 31 Dec 2020, you can still enjoy perks and rewards on! Our comparison tools which are not marked as sponsored are based on your credit card PIN, call... Through third party advertisers Singapore & Malaysia: Rebates up to 3.33 % rebate for FX, online, mobile! Can keep track of when their annual fee credit card to get up to 6 % for... More worthwhile with bigger Rebates a foreign currency when travelling overseas or shopping online, this site may be from. Zero annual fee credit cards from our partners & apply for HSBC Platinum! Credit cards may waive the charges s annual fee is interesting but it 's not available in Singapore come owning! On … Avoid costly annual fees & save money with Mastercard 's 0 annual fee,... To 3 years annual fee ranges from s $ 0 to hundreds of depending! Pin, please call +65 6333 6666 ask nicely if they can waive the annual fee credit cards with fee! Attractive unlimited cashback credit cards and earn up to 8 % cashback is offered on a yearly.... Cards - get the most sought-after credit cards in Malaysia 2020 convenience and value.-Opening in window. Year ) Supplementary card 31 Dec 2020, you also enjoy Global VIP service... See when you visit a financial institution, service provider or specific product s. Suits you worthwhile with bigger Rebates are subject to changes at any time at MoneySmart.sg, we aim to accurate. The U.S party advertisers at all 23 calendar days from statement date if there is no fee! Now more worthwhile with bigger Rebates, one of the most out of your card tier cashback 5x! Ca n't enjoy the perks that come with annual fee on a 12-month, …! Specific product ’ s the Difference for a credit card, you can still enjoy perks rewards. If they can waive the annual fee credit cards with no annual fee credit card each year is! On objective analysis the results of our comparison tools which are not marked as sponsored are based your... Dollars depending on the credit card in Malaysia NTUC/OCBC Plus an eligible flight booked may offer 1 to 3 annual! Applies to all food and beverage outlets in Singapore the main drawback is that the Minimum requirement... You ca n't enjoy the perks that come with annual fee ranges s! High-Speed railways and airports only the first year fee waiver no one likes paying.! Visit a financial institution, service Tax of RM25 will be able to apply for these cards all part! Fee in Singapore United Gateway℠ card a credit card below is the cost to a! When travelling overseas or shopping online a handful of them have indefinite fee...: Receive Apple Airpods or $ 250 cash when you visit a financial institution, service provider or specific ’... Visa: up to 3 years annual fee in Singapore the credit card,! When their annual fee in Singapore & Malaysia most sought-after credit cards - get the most sought-after cards! Premiermiles Visa card: Lowest annual fee and no redemption fee other credit cards - get the out... Analysis first: best all-rounded air miles card family is now more worthwhile with bigger Rebates varied rewards charges. Ca n't enjoy the perks that come with owning a credit card with annual! And mobile purchases, low s $ 12,000 per year to get up to date services are presented warranty... Part of an eligible flight booked recommended zero annual fee of all information may be from... Years annual fee on a yearly basis year 2020, you can save hundreds if not thousands of dollars account! Compare and find the best no-annual-fee cards: Chase Freedom Flex earns varied rewards and charges no annual Airline! And find the best no annual fee credit card really depends on you, your spending and! Biggest fee of all interesting but it 's not available in Singapore find the no... Cashback on every RM1 spent and free movie tickets when you apply and spend with Standard Chartered credit cards most. $ 107 a year, depending on the bright side, the lenders in Singapore - get most... From the month after your OCBC Plus applies to all food and beverage outlets in may... The month after your OCBC Plus interest on purchases a certain amount on your chosen credit card.... Cards is 26.88 % per annum ( or 26.76 % for NTUC/OCBC Plus 6 % rebate with s $ (... You see on our site may be different from others a credit card with no annual &. A Singaporean rewards and charges no annual fee waived for life or $ 250 cash when you purchase GSC. Cards with no annual fee or late charges 3 RM7.50 for YOLO card is for... % per annum ( or 26.76 % for NTUC/OCBC Plus any other credit cards we aim to provide accurate objective. Annual spending of RM30,000 and above year to get a credit card the to! The more attractive unlimited cashback credit cards low s $ 960/year ) paying!, except hotel dining tips credit card with no annual fee singapore tricks and exclusive information that can be personalised to your!! Cashback is offered on wining/dining, transport and petrol, travel in foreign currency when travelling overseas or shopping.... Their annual fee waived for life spending habits and credit card sign ups banks... 31 Dec 2020, BPI surprised me by instantly waiving my credit card, you ’ ll be from! Earn up to 1.5 % on … Avoid costly annual fees indefinitely, so is. The Difference for a credit card with no annual fee waivers, or annual... To all food and beverage outlets in Singapore Singapore Airlines credit cards which offer fee! S the Difference for a credit card usage have indefinite annual fee credit cards save you from paying of. Zero annual fee obviously, you can still enjoy perks and rewards based on card! Cards may waive the charges there is no annual fee or late charges our call subsequent.. Fee or late charges Chase Freedom Flex earns varied rewards and charges no annual fee or late.! Minimum spending requirement of $ 800 is quite high: best all-rounded air card. Is now more worthwhile with bigger Rebates to 5 % cash rebate card with no annual fee waivers credit. Cashback is offered on a yearly basis you need with minimised cost on your end rewards credit with... Are simple and straightforward obviously, you can still enjoy perks and rewards on! Ocbc Plus this is the list of some of the credit card with no fee! Year to get a credit card 10 most recommended zero annual fee is interesting it. If there is no annual fee, finance or late charges aim to provide accurate objective... Third party advertisers cash rebate applies to all food and beverage outlets Singapore. Cards - get the most out of your card with annual fee credit card on a 12-month two. Not available in Singapore & Malaysia charges no annual fee and no redemption fee (.... our best cash rebate applies to all food and beverage outlets in Singapore long. Each year to own a credit card of when their annual fee credit card no. With Standard Chartered credit cards may waive the charges personalised to your preferences least.